This is an independent educational guide to PhilHealth. It is not the official PhilHealth website and is not affiliated with PhilHealth or the Philippine government.
An independent guide to the PhilHealth Member Portal. It explains the difference between getting a PIN, creating a portal account with an existing PIN, signing in, and viewing your MDR or paying contributions — with a link to the official portal at every step.
Getting a PIN, creating a portal account, signing in, and viewing your MDR are four different processes. Pick the one that matches your situation.
Register through the eGovPH app, the Member Portal, or a walk-in LHIO. Online registrations receive a 12-digit PIN by email within 3–5 working days. Walk-in registrations receive the PIN and MDR on the spot.
Portal account creation is a separate step from registration. Enter your 12-digit PIN, set a password, then click the activation link sent to your email. Until you activate, you cannot sign in.
Sign in with your PIN and password to check your membership profile, dependents, and posted premium contributions. MDR download and printing are available after sign-in.
Download your MDR, check posted contributions, and — if you are self-paying — generate a Statement of Premium Account (SPA) before paying. Self-paying members cannot pay without an SPA.
The PhilHealth Member Portal at memberinquiry.philhealth.gov.ph is the official online facility for members who already have a 12-digit PIN. After creating an account and activating it by email, you can:
What it does not do: it is not a new-member registration form. New PIN applications run through a separate “PhilHealth Member Registration” link, the eGovPH app, or a walk-in LHIO. Category changes, name corrections and dependent amendments generally still require a PMRF and supporting documents, submitted in person or by email to your regional office.
For 2026, the premium is 5% of monthly basic salary. PhilHealth describes this as the final scheduled rate under the Universal Health Care Act (RA 11223).
Self-paying members must generate an SPA before paying. PhilHealth applies a “No SPA, no payment” rule for this category.
Each guide covers one task and links to the official portal where a transaction is required.
Channels, documents, and the 3–5 day email wait
Read the guideCreate an account with an existing PIN
Read the guide5% rate, floor, ceiling, and worked examples
Read the guideView, save, and print your Member Data Record
Read the guideDownload the registration and amendment form
Read the guideRecovery channels and what you need to bring
Read the guideWhat PhilHealth covers and what it does not
Read the guideEmployed, self-paying, OFW, senior, indigent
Read the guideRegistration, portal account creation, and the 2026 contribution schedule.
The three official channels, what each one requires, and the 3–5 working-day wait for an emailed PIN after online registration.
Why account creation is separate from registration, how to activate by email, and what to do if the activation link never arrives.
The 5% rate, the ₱10,000 floor and ₱100,000 ceiling, how the employed split works, and how self-paying members generate an SPA.
These are separate processes. Doing them in the wrong order — or using the wrong link — is the most common reason people get stuck.
Online registration sends the PIN by email in 3–5 working days. Walk-in registration issues it on the spot.
You need the PIN first. Without an activated account you cannot sign in, view your MDR, or pay.
Each guide explains the documented steps in the order PhilHealth publishes them, without bureaucratic phrasing.
Registration, portal account creation, sign-in, and MDR download are treated as four distinct tasks so you do not follow the wrong instructions.
Every transaction step links to philhealth.gov.ph or the Member Portal. This site does not process registrations, payments, or record changes.
Contribution figures include the year they apply to and the source. Where a rule has changed recently, the guide says so.
New walkthroughs and updates, published as PhilHealth changes its processes.
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Every link goes to a full guide on this site.
Channels, PMRF and PIN issuance
Account creation and sign-in
Coverage and packages
PMRF, MDR and SPA
Categories explained
Filing and requirements
Overseas member guide
Free coverage under RA 10645
Remittance and ER2
Documents and valid IDs
Answers are tied to the PhilHealth advisory or PIA report they come from. Where a rule has changed, the answer says so.
PhilHealth Portal is an independent educational website. It is not the official PhilHealth website and is not affiliated with the Philippine Health Insurance Corporation. It does not process registrations, issue PINs, accept payments, or amend member records.
For official transactions, use philhealth.gov.ph or the Member Portal. The PhilHealth Action Center can be reached at (02) 8441-7442.
Registration, portal account, or MDR — each guide ends with the link to the official portal.
